Will You Lose Medicaid in 2026? Take This 5-Minute Quiz to Find Out

Q: Is the "Will You Lose Medicaid in 2026? Take This 5-Minute Quiz to Find Out" quiz accurate?

This quiz uses scenario-based questions grounded in established psychological frameworks. While no online quiz replaces professional assessment, our methodology provides meaningful insights for self-discovery.

Q: How long does this quiz take?

The quiz takes approximately 3-5 minutes to complete. It consists of 12 carefully designed questions. Answer honestly with your gut reaction for the most accurate result.

Q: Can I retake the quiz?

Yes, you can retake the quiz as many times as you like. Your answers may vary depending on your current life circumstances and personal growth.

Question 1

You get a letter in the mail saying your Medicaid renewal requires proof of 80 hours per month of "qualifying activity." What best describes your first reaction?

Accepted Answer

I already work more than 80 hours a month at my job — this shouldn't affect me, I'm not working at all and don't have a qualifying exemption I know of, I work, but my hours vary month to month and I'm not sure how to prove it, I don't work right now, but I'm taking care of my kids or a family member

Question 2

How old are you?

Accepted Answer

19–64 and enrolled in Medicaid expansion coverage, 65 or older, Under 19, 19–64 but enrolled in a non-expansion Medicaid category (disability, pregnancy, parent)

Question 3

A family member asks you to explain why you still have Medicaid even though you have a part-time job. You tell them:

Accepted Answer

I'm pregnant or received coverage within 12 months of giving birth, My employer doesn't offer insurance and I earn under the income threshold, Honestly, I'm not sure what category I fall under anymore, I qualify because I have a documented disability or chronic health condition

Question 4

Your state's Medicaid portal is down for maintenance during the reporting deadline week. You:

Accepted Answer

Called the 1-800 number three times before giving up — no one answered, Didn't know there was a reporting deadline, Already submitted everything by mail two weeks early — this doesn't worry me, Have a caseworker or social worker who handles my renewals

Question 5

Which of these best describes your current employment situation?

Accepted Answer

Gig worker, seasonal employee, or cash-paid work without formal documentation, Not employed because I'm caring for a child under 14 or a disabled family member, Full-time employee with consistent pay stubs, Not employed, not a caregiver, not in school, and not disabled

Question 6

Your neighbor mentions they lost Medicaid even though they were technically working. You think:

Accepted Answer

I'd be exempt anyway — I have a qualifying medical condition, That's exactly what I'm worried about — my work is hard to document, I didn't even know work requirements were happening, That couldn't happen to me — I have all my paperwork in order

Question 7

You're enrolled in a community college program part-time. How does this affect your Medicaid?

Accepted Answer

I had no idea enrollment in school could count toward the 80-hour requirement, I'm not in school, not working, and don't know what my options are, I know half-time enrollment satisfies the requirement and I'm enrolled, I'm in school but also working — I have more than enough qualifying hours

Question 8

Your county has an unemployment rate above 8%. How does this affect the work requirement?

Accepted Answer

I've already looked into this and my county qualifies — I'm applying for the exemption, I qualify through a separate exemption anyway, so county unemployment doesn't affect me, I had no idea high local unemployment could trigger an exemption — this changes things, I've never thought about any of this and feel completely unprepared

Question 9

Your state sends you a six-month renewal form that includes a new work requirement verification section. You:

Accepted Answer

Mark the exemption box because you qualify as a caregiver, disabled, or pregnant, Fill it out carefully using pay stubs, a letter from your employer, and a signed schedule, Set it aside and forget to return it before the deadline, Struggle to gather the proof because your work is informal, inconsistent, or seasonal

Question 10

If you lost Medicaid tomorrow, what is your backup plan?

Accepted Answer

I could enroll in my employer's plan or a marketplace ACA plan within a few weeks, I would have no affordable backup — this would mean going uninsured, I have documentation of a disability and would immediately apply for SSI/SSDI-linked Medicare, I am not sure — I've never looked into alternatives

Question 11

A researcher from the Urban Institute tells you that up to 37% of working Medicaid enrollees may lose coverage despite working. You feel:

Accepted Answer

Protected — I have a medical exemption and it's documented with my doctor, That's me — I work but I genuinely don't know if I can prove it on paper every month, Terrified — I hadn't thought about this at all and I might be one of those 37%, Not worried — I have consistent formal employment and documentation

Question 12

Nebraska started enforcing work requirements on May 1, 2026. Most states follow in December. Your honest self-assessment of your readiness is:

Accepted Answer

I'm somewhat prepared but worried about proving hours month-to-month, I qualify for an exemption and have the documentation to prove it, I am fully prepared — I know what I need and I have my documents, I am not prepared at all — this is the first I'm hearing about December 2026

Will You Lose Medicaid in 2026? Take This 5-Minute Quiz to Find Out

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