Georgia Wildfire Insurance Claim: Step-by-Step Filing Guide (April 2026)

# Georgia Wildfire Insurance Claim: Step-by-Step Filing Guide (April 2026)

> **Quick answer:** Two Georgia wildfires — the Highway 82 Brantley County Fire (6% contained) and the Pineland Road Fire (10% contained) — have destroyed 120+ homes across 55,000+ combined acres as of April 29, 2026. If your home was damaged or destroyed, Georgia law gives you 60 days from the date of loss to submit a proof of loss. Under OCI Directive 26-EX-2, your insurer is required to promptly acknowledge your claim and cannot delay based on claim volume. Here is the exact step-by-step process.

The Georgia wildfire insurance claim process has become urgent for hundreds of families overnight. With fires at only 6-10% containment and new blazes still igniting — firefighters responded to 10 new fires on April 27 alone — the number of affected policyholders is still growing. If your property has already been damaged, every day of delay in filing hurts your claim. Here is what to do right now.

*This article is for informational purposes only and does not constitute financial or legal advice. Consult a licensed insurance professional or attorney for guidance specific to your policy and situation.*

## Overnight Status: Where the Fires Stand on April 29

The two major fires have made limited overnight containment progress despite weekend rainfall across parts of South Georgia.