Foreclosure Surge 2026: Six-Year High Hits 119K Homes — Are You at Risk?

# Foreclosure Surge 2026: Six-Year High Hits 119K Homes — Are You at Risk?

> **Quick answer:** U.S. foreclosure filings surged 26% year-over-year in Q1 2026, reaching 118,727 properties — the highest level since 2020, according to ATTOM data. The primary drivers are rising homeowner's insurance premiums (up 12% in one year), soaring property taxes, and the expiration of pandemic-era mortgage relief programs. This is not a 2008-level crisis, but financial pressure is clearly building for a specific segment of homeowners — and those households have more options than most realize.

*This article is for informational purposes only and does not constitute financial or legal advice. If you are facing foreclosure, consult a HUD-approved housing counselor or qualified attorney.*

U.S. foreclosure activity has hit its highest level in six years. ATTOM's Q1 2026 Foreclosure Market Report, released in late April, confirmed that 118,727 properties received foreclosure filings between January and March 2026 — up 6% from Q4 2025 and up 26% from the same period a year ago. For homeowners watching their monthly costs climb with no relief in sight, the data lands like a warning shot.

## The ATTOM Numbers: What Q1 2026 Actually Shows

The headline figure alone — nearly 119,000 properties with foreclosure filings in a single quarter — is jarring. But the detail inside the data tells a more specific story.